Make more of your money with Golden Smart Credit international online bank Platinum Checking. Our tiered interest rates assure you’re getting your money to work for you.
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- Requires a $25,000 minimum daily combined balance on personal savings, CDs, checking, personal loans and the advanced amount of any home equity line of credit.
- $10 monthly service charge if qualifying minimum daily combined balance is not maintained
- $100 minimum deposit to open
- Mastercard® Platinum ATM/debit card1
- Up to 1% cash back deposit for the total POS purchases posted and cleared during the statement cycle up to $5.00 per monthly cycle2
- First year free rental of a new small size safe deposit box ($40 value, may not be available at all locations)
- One free box of Custom Creation checks or 50% off one box of designer checks annually
- Surcharge-free ATM transactions at all MoneyPass ATMs nationwide
- Complete 15 POS debit card transactions posted and cleared each monthly statement cycle and receive surcharge free ATM transactions at non-MoneyPass ATMs up to $10 credit per statement cycle
- Online statements include check images
- Paper statement check images available upon request
- Online banking3
- Bill Pay3 available
- PopMoney transactions
- Mobile banking with mobile deposit3
- Online Statements3
- Mastercard® ATM/debit card1
- Prime Club Membership available for those age 50 or better
1 Overdraft and returned item fees may apply. Bank fees and service charges may cause your account to become negative which may cause additional fees. A continuous negative balance fee may be charged on any negative balance regardless if the negative balance is caused by transactions, fees or service charges.
2 POS items processed through ACH may not be included in the 1% cash back reward. Purchases must be made with the debit card associated to your Platinum checking accounts. Monthly cash back reward will be credited to your account on the last business day of your statement cycle.
3 Third party message, data and or internet service provider rates may apply.
