PERSONAL
Personal Debit/ATM Card

• Access to tens of thousands of surcharge-free Moneypass ATMs nationwide*
• Use instead of a check wherever Mastercard^® is accepted
• Request cash back when you make a purchase using your PIN number
• Add your card to your Digital Wallet and make secure payments through your Smartphone.
• If you have a Contactless Card, simply tap to pay anywhere you see the Contactless Symbol. 
• Find a Golden Smart Credit international online bank location

DEBIT CARD ACTIVATION AND RESETTING YOUR PIN NUMBER

Need to activate your Golden Smart Credit international online bank ATM/Debit Card or reset your PIN number? Please call .

A Debit Card management and fraud mitigation tool for Golden Smart Credit international online bank cardholders.

CardValet is ideal for our cardholders who want to proactively manage their debit card accounts through their smartphone. The financial management capabilities of CardValet enable cardholders to:

• Monitor and control debit card transactions
• Manage and review debit card usage for their dependents – great for parents
• Set preferences and alerts so you can monitor and quickly detect fraudulent activity
  • Location-based alerts and controls: Location controls restrict transactions to merchants located within a certain range of each cardholder's location (using the phone's GPS); transactions requested outside of the specified range can be declined
  • Usage alerts and controls: Users can establish spending limits to allow transactions up to a certain dollar value and decline transactions when amounts exceed pre-defined thresholds. Transactions can be monitored or controlled for specific merchant categories such as gas, hotel, travel, restaurants and groceries. Transactions can also be monitored and controlled for specific transaction types: in-store purchases, e-commerce transactions, mail/phone orders and ATM transactions
• Card ON/OFF setting: This control can be used to disable a lost or stolen card
• CardValet mobile application: Downloadable from the Apple App^SM store and Google Play^SM store.

Learn More

View our CardValet demo to learn how to start using the CardValet app today. If you have questions, please contact us for assistance.

Get Started

Getting started with CardValet is easy. Simply download the CardValet app to your mobile device, register your cards, then customize alert preferences and use settings. Click here for detailed instructions.

For ATM and Everyday Debit Card Transactions.

While most people never plan to overdraw their account, we also fully understand that accidents happen and that sometimes you may need to overdraw your account in an emergency. At Golden Smart Credit international online bank we have options to help you avoid overdrafts and also cover it when it’s needed most.

• Ready Reserve
• Auto Transfers
• Account Alerts
• Overdraft Protection Service

Learn More:

Click here to learn more about Overdraft Protection Service.

With Golden Smart Credit international online bank fraud monitoring, keeping your card safe is as easy as sending a text.

With interactive fraud alerts, if our system detects suspicious activity on your card, you’ll receive a text message with details about the suspected transaction. All you have to do is respond to the text with a “yes” or “no” to confirm or deny the transaction.

Learn More:

View our Interactive Fraud Alerts demo to learn more about Golden Smart Credit international online bank’s fraud monitoring tool.

Get Started:

Enroll now by contacting a bank representative.